.385B (+44% Y/Y) tops ~.25B est; adj EPS $0.18 beats; GAAP net income $241M (+73% Y/Y); adj EBITDA record $470M (34% margin); members 17.1M (+35%), products 26.7M (+44%), deposits $51.3B; raises FY26 adj net revenue to ~$5.04B + adj EBITDA ~.66B, initial FY27 outlook adj net revenue ~$6.4B / adj EPS ~$0.90; stock +~11-15% intraday" /> .385B (+44% Y/Y) tops ~.25B est; adj EPS $0.18 beats; GAAP net income $241M (+73% Y/Y); adj EBITDA record $470M (34% margin); members 17.1M (+35%), products 26.7M (+44%), deposits $51.3B; raises FY26 adj net revenue to ~$5.04B + adj EBITDA ~.66B, initial FY27 outlook adj net revenue ~$6.4B / adj EPS ~$0.90; stock +~11-15% intraday" />