UnitedHealth (UNH) Q3 FY26 (Tue Oct 13 premarket) — revenue <meta name="viewport" content="width=device-width, initial-scale=1.0" />12.7B (-0.4% Y/Y) in line; adj EPS $4.69 vs $2.92 Y/Y crushes ~$3.66 Zacks est; GAAP EPS $4.56; medical care ratio IMPROVES to 88.4% (-150bp) with $610M favorable prior-period reserve development; FY26 adj EPS guide RAISED to ≥$20.50 (vs prior ≥<meta name="viewport" content="width=device-width, initial-scale=1.0" />9.50 range); UHC membership 48.3M (-1.8M Y/Y) after MA plan exits; Optum Health earnings jump to $735M from $41M

9.50." /> 12.7B (-0.4% Y/Y) in line; adj EPS $4.69 vs $2.92 Y/Y crushes ~$3.66 Zacks est; GAAP EPS $4.56; medical care ratio IMPROVES to 88.4% (-150bp) with $610M favorable prior-period reserve development; FY26 adj EPS guide RAISED to ≥$20.50 (vs prior ≥9.50 range); UHC membership 48.3M (-1.8M Y/Y) after MA plan exits; Optum Health earnings jump to $735M from $41M" /> 9.50." /> 12.7B (-0.4% Y/Y) in line; adj EPS $4.69 vs $2.92 Y/Y crushes ~$3.66 Zacks est; GAAP EPS $4.56; medical care ratio IMPROVES to 88.4% (-150bp) with $610M favorable prior-period reserve development; FY26 adj EPS guide RAISED to ≥$20.50 (vs prior ≥9.50 range); UHC membership 48.3M (-1.8M Y/Y) after MA plan exits; Optum Health earnings jump to $735M from $41M" /> 9.50." />

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