U.S. Bancorp (USB) Q3 FY26 (Thu Oct 15 premarket) — net income $2.20B (+10% Y/Y), diluted EPS <meta name="viewport" content="width=device-width, initial-scale=1.0" />.34 vs <meta name="viewport" content="width=device-width, initial-scale=1.0" />.22 Y/Y, record net revenue $7.97B (+8.7% Y/Y) with NII +5.6% to $4.49B (NIM 2.84% vs 2.75%) and noninterest income +13.1% to $3.48B (capital markets +69.3% on BTIG); efficiency ratio 55.9% (240 bps positive operating leverage); CET1 10.8%; avg loans $409.5B (+8%); $0.54 common div; USB +1.48% to $57.09

.34 up 9.8% Y/Y, and 240 bps of positive operating leverage." /> .34 vs .22 Y/Y, record net revenue $7.97B (+8.7% Y/Y) with NII +5.6% to $4.49B (NIM 2.84% vs 2.75%) and noninterest income +13.1% to $3.48B (capital markets +69.3% on BTIG); efficiency ratio 55.9% (240 bps positive operating leverage); CET1 10.8%; avg loans $409.5B (+8%); $0.54 common div; USB +1.48% to $57.09" /> .34 up 9.8% Y/Y, and 240 bps of positive operating leverage." /> .34 vs .22 Y/Y, record net revenue $7.97B (+8.7% Y/Y) with NII +5.6% to $4.49B (NIM 2.84% vs 2.75%) and noninterest income +13.1% to $3.48B (capital markets +69.3% on BTIG); efficiency ratio 55.9% (240 bps positive operating leverage); CET1 10.8%; avg loans $409.5B (+8%); $0.54 common div; USB +1.48% to $57.09" /> .34 up 9.8% Y/Y, and 240 bps of positive operating leverage." />

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